Our team spent three months using Kivun Keraluna with real money, and this is the honest summary. Getting going takes minutes, it looks after your money, and beginners especially can find their way around. What to keep in mind is one or two charges that are higher than the best rivals.
Best for: Beginners who want something easy to use and don't want to pay extra fees.
Not for: Full-time traders who need special tools, or people who want round-the-clock phone support.
Kivun Keraluna is one of the few trading apps that put its money into being reliable — things like safety and clear pricing — rather than flashy ads. From what we saw in testing, we give it a score of B+.
The one thing we'd change is the price of some extras that are higher than the best rivals. The good news is these are easy for the company to fix — the app itself is solid.
Buying and selling feels fast. Across our test trades, everything went through without fuss and you usually got a fair price, which isn't always true elsewhere.
If you stick to regular stocks, it works great. Complex strategies weren't always as quick — worth knowing if you trade options a lot.
Stock trades cost you nothing — no commission. That's a big plus.
Where it costs a bit more are certain extras, that are pricier than some rivals. Everything is listed clearly up front, so nothing sneaks up on you.
The phone app is the best part of Kivun Keraluna. It's quick and simple to use, even if you've never invested before.
The app also comes with helpful information — prices, news, and simple charts — with the sources shown. There's a desktop version too, though the app is the star.
Safety is a strong point. Your money is held in a separate account, so it's protected even if the company runs into trouble.
The platform is regulated in more than one country and gets checked by outside auditors. For crypto, a licensed partner looks after it — which is worth knowing.
All told, we rate Kivun Keraluna B+ for everyday investors. It gets the basics right: easy, trustworthy, and clear.
To earn an even higher score, Kivun Keraluna just needs to trim a couple of fees. We'll keep checking back and let you know if anything changes.
Yes. You can bring your holdings across, and Kivun Keraluna often refunds the exit fee your old app charges up to a limit. It usually takes a few business days.
Yes, any time. There are no lock-ups. Withdrawals usually arrive within a day, with no fee from the platform.
Yes. Your funds are held apart from the company's own money, which protects you if anything goes wrong. It's licensed and independently reviewed too.
A regular account is available, including retirement options. Setup is simple, with a short wait for certain types.
Absolutely. Kivun Keraluna works on iPhone and Android. It's designed for mobile first — everything works smoothly on a small screen.
Not that we found. Kivun Keraluna shows all costs up front — nothing sneaky. A few add-ons cost more, but they're clearly labelled.
From add-on services, like sending money out by bank transfer or borrowing to trade, and behind-the-scenes interest. Regular stock trades stay free.
The minimum to begin is $0. You can add more whenever you like. Signing up is free.
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